Savings accounts
Open a full-service account with digital onboarding, statements, cards, and UPI access.
Open savings
Personal banking for India
RC Bank
Open accounts, grow deposits, transfer money, and get multilingual help from Ria whenever banking needs a human touch.
24/7Assistant support
10Indian languages
7.25%Indicative FD rate
Banking products that get out of your way.
Everyday accounts, deposits, payments, and investments designed for clear decisions and fast action.
Fixed deposits
Compare tenures, estimate maturity value, and book deposits from your account.
View FD ratesTransfers
Send money through UPI, IMPS, NEFT, and RTGS with clear confirmations.
Transfer moneyMutual funds
Review fund basics, understand risk, and get guided support before you invest.
Explore fundsSimple rates. Clear next steps.
RC Bank keeps high-demand information visible, from deposit rates to fees and eligibility, so customers do not have to hunt for basic answers.
Indicative FD rates
7 to 45 days3.50%
46 to 179 days4.50%
180 days to 1 year6.50%
1 to 2 years7.25%
2 to 10 years7.10%
Ria helps customers finish banking tasks.
Ask for balances, deposits, account status, transfers, mutual fund basics, or branch-style support in English and major Indian languages.
EnglishLive
HindiLive
TamilLive
TeluguLive
BengaliLive
MarathiLive
Designed for secure everyday banking.
The assistant and account flows are built around privacy checks, session safety, and clear transaction boundaries.
PII-aware chats
Sensitive details are treated carefully before assistant responses are generated.
Session controls
Signed session tokens keep conversations scoped without exposing account state.
Guarded actions
Banking workflows stay inside supported intents and ask for identity when needed.